When it comes to finding the right elder care solution for someone that you care about, it is important to consider all of your options. Skilled nursing facilities, or nursing homes, offer intensive care 24-hours a day and must be licensed by the state in order to meet safety, staffing, and care standards. It is estimated that 1.5 million people in the United States currently reside in nursing homes.

Some services provided by skilled nursing facilities are: nursing care, including care coordination, injections, ventilator care, and medication administration, medical and dental care including-ray, pharmacy, laboratory and routine dental services, and rehabilitation, including occupational, physical, and speech therapy. Other types of care routinely provided include personal care, dietary consultation, social activities, and supervision and custodial care.

Cost is usually a factor in every care decision. Individuals with long-term care insurance have the ability to pay reduced rates for care, and can save significant amounts of money over time. To see if your loved one qualifies, contact their insurance broker. You may be able to qualify for Medicaid, but requirements vary by state so it makes sense to start exploring this option ahead of time.

Another option, Medicare, only pays for SNF care when it is classified as medically necessary, but does not pay for residential, non-emergency care after twenty days. Care decisions can be difficult, so be sure to consider all of your options and the wishes of your loved one, your family members, and physicians recommendations before deciding. If you fee overwhelmed you should consult a service to help with option choices.

Assisted Living facilities are generally for person’s 60 years of age and older. Typical candidates need assistance with “Activities of Daily Living” (ADLs), but wish to live as independently as possible. Assisted Living Residences typically offer a rental arrangement, with residents or their families paying the entire cost privately. Depending upon the terms of the policy, long term care insurance may pay for Assisted Living.

Technorati Tags: alzheimers, assisted living, geriatrics, health, healthcare, home care, Insurance, long term care, ltc

Skilled nursing facilities, also commonly known as nursing homes, provide care for individuals who can no longer live independently. If you are searching for elder care solutions for someone close to you, you will probably want to consider nursing home placement at some point.

Some services provided by skilled nursing facilities are: nursing care, including care coordination, injections, ventilator care, and medication administration, medical and dental care including-ray, pharmacy, laboratory and routine dental services, and rehabilitation, including occupational, physical, and speech therapy. Other types of care routinely provided include personal care, dietary consultation, social activities, and supervision and custodial care.

Nursing home care can be very expensive, which is why many individuals choose to purchase long-term care insurance. Qualifying low-income individuals may be eligible for Medicaid, but the requirements are strict and vary by state. Approximately seven out of ten SNF residents currently receive Medicaid.

Medicare pays for SNF care when it is considered to be medically necessary, but does not pay for residential or daily living care past 20 days. Deciding on SNF care for a loved on can be a difficult, but in many cases, necessary decision. Making these decisions on your own does not have to be your only option. There are services available to help you make the best choice.

Assisted Living facilities are generally for person’s 60 years of age and older. Typical candidates need assistance with “Activities of Daily Living” (ADLs), but wish to live as independently as possible. Assisted Living Residences typically offer a rental arrangement, with residents or their families paying the entire cost privately. Depending upon the terms of the policy, long term care insurance may pay for Assisted Living.

Technorati Tags: alzheimers, assisted living, geriatrics, health, healthcare, home care, Insurance, long term care, ltc