January 17, 2009

Tips on moving in together?

kozmeauxsyss asked:

My boyfriend and I are going to be moving in together in the next month. I know that a lot of people today live together before they get married. I was wondering if you all have advice on how to handle the financial end of this situation. I am worried about the finances the most because I know a lot of relationships have problems in this area but I will also take any tips or advice on living together without being married. Personal experiences, articles, websites, etc. Anything will help because this will be a completely new experience for me. Thanks in advance. :)

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Comments on Tips on moving in together?

January 20, 2009

txhypnotist @ 8:55 pm

Ask him this first, to throw away the Playstation, and all those games, they just take away from time you can spend together.

Also, first find out what important to you and him as a couple.

January 23, 2009

DramaGuy @ 7:33 pm

Its best to split everything down the middle unless one of you really doesn’t use something at all.

January 24, 2009

Lucid One @ 12:09 pm

how about not living in sin and wait until you are married?

January 27, 2009

chelle @ 12:51 am

It’s not that hard really. My husband (now) and I lived together before we were married. We put all our money together and just paid the bills with it. When we had money left over we just put it in a safe place and if either of us wanted something we just took some money out. However, some people I know that moved in together before marriage would split the bills and each would be responsible foe certain bills. I recommend the first way if you two are planning on getting married though. You need to get used to sharing everything and that includes money

scorpio11120 @ 8:03 pm

Either one of you can pay the rent and the other pays the bills, or you can split everything equally. I pay bills bf pays rent. works out good.

January 30, 2009

chrystal_lynn2002 @ 9:53 pm

Heres how you can make it work pick one you both agree on…
1 figure out expences rent, utilities and food and split it completely down the middle, deal with finaces as if you were room mates, so there is no cheating :P this WORKS!
2 Dont make it my money and your money, put it all in one big pot, you both look over bills TOGETHER and figure out TOGETHER what bill is going to be paid when, when your getting grocieries and how much to spend when you go… and when you want to go out and buy something you ask him if its ok first and he does the same with you, so TOGETHER you are making it work finacially… but we both normally have about 40 bucks each on us all the time for “play” money but past that… like if something costs more then 40 bucks we talk about it… like if we can afford it or what not, everyone puts their input in and everyones happy, we work this way and IT WORKS well :)

January 31, 2009

Smiles @ 12:48 pm

Think about what reason are you moving together. If you do end up moving in together,use birth control until you decide you two are gunna get married.For finances, TALK about how you two will address the bills.Never think that it is known how to deal with the bills, cause it is not. Once you establish how you feel about how the bills will be paid this will releave some of the stesses in the finance department of your relationship.
Once we moved in together, my bf attitude changed. I did not like it. Of course my attitude changed too. He did not like that. We did not use birth control.Now we are being torn between what is healthy (separating) and what we want for this innocent child we irresponsibly brought into this world. Good luck.

February 3, 2009

rkrell @ 1:56 pm

Financially, you need to talk every issue out before you move in together. In marriage I’m a big fan of whats yours is mine and what is mine is yours and no financial separation. However, when it comes to living together, I think the best way is split everything based upon the percentage of total income each of you brings in. Other things you need to consider are questions regarding items that you buy together and things such as the lease where both of your names are on legal paper work. Plan for what if you break up now so that in your life together there is no misunderstandings how things are.

As for the rest of moving in together, be flexible. People change and act different when living together. Set rules for schedules and cleaning and normal day to day expectations. If you talk this all out and have know what to expect it makes it so much easier to actually enjoy living together which is what this should really be all about.

dryad_yggdrasil @ 5:09 pm

I’ve been living with my boyfriend for the past five years – and now we’re engaged. I have to tell you that the biggest thing to adjust to is your expectations of one another. When you don’t live together, you have every right to expect most of your boyfriend’s attention (and vice versa, of course) whenever you do see each other – after all, that’s the point of going out on a date . . . once you move in together, however, you have to be totally okay with having alone time while both in the same house. My bf is a drummer and likes to practice, but when we first moved in I had this bizarre problem letting him do that. I recognized that it was ridiculous and got over it, but for some reason when it first started happening I felt it meant he didn’t like me as much as he used to. Of course, that’s not the case.

Cleanliness can be an issue too – our solution to disagreements over cleaning was to both accomodate to each other’s cleaning habits. He has this unfortunate habit of washing dishes in a way that doesn’t get them very clean, and I don’t like to vacuum. I showed him “clean” dishes he’d put away covered in a thin film of grease and he changed his habits – sort of – and he agreed to always do all the vacuuming as long as I always cleaned the bathroom (which I was never happy with how he would clean the bathroom anyway).

Money is definitely an issue. It’s the only thing he ever lied to me about and it nearly destroyed our relationship. Basically, if he had bought the expensive thing and told me he bought it, I would have told him it was unwise but not had a problem with it. Instead he told me it was a gift from his parents for Christmas. Problem being that they had already gotten us something and he told me about the expensive item several days after Christmas – then told me, when I said “wow, I should send them a thank you card” – not to do it.

However, he chose to lie. It was obvious, but I had a hard time realizing he would actually do that to me. When I confronted him the first two times, he still lied. Finally I said “I know you did this.” and he admitted it – and it took a year to get back to the point where I trusted him as much as I did before he lied. That sucked, but we made it through.

This works both ways. If you are going to do something that is financially unwise, don’t try to hide it. Like it or not, it affects you both.

Do not under any circumstances have a joint account – this just sets the stage for fights. Keep your accounts separate but at the same bank, where if one of you is out of town for whatever reason you can just transfer funds to the other person for paying bills, rent, etc.

Speaking of bills, find out what the estimated utilities are and split them up – like, he pays gas and telephone, you pay electric and cable. Pay particular attention to how your apartment is heated – what with the oil situation these days, that $ changes drastically during winter. See if you can’t get onto a heating plan through your company that spreads the estimated cost out over the year – this helps in many ways.

Groceries: Schedule your trips and trade responsibility for paying for them. EG you take this week, he takes next week. This will adjust as you live together longer and figure out what you like to buy and how frequently.

I don’t know how long you’ve been dating, but be careful. The last boyfriend I had before this one turned out to be bipolar – which I didn’t really realize until we moved in together. If you are miserable, leave – don’t feel like you’re stuck, you’re never stuck. I endured a year of misery because I signed a lease with someone who I could never make happy, but who expected me to be responsible for his happiness. That sucked.

One final note: he will have a box of porn somewhere. Don’t bitch him out for this – it’s totally normal. If you hate it, tell him you never want to see it. The likelihood is great that he stopped buying porn when you guys got into a serious relationship, but he will not be willing to part with it, so the best thing to do is say “please don’t do that on the computer – ever.”

Good luck!

February 5, 2009

ICHOOSETOTELLTHETRUTH @ 9:05 am

Living together is not a bad thing in today’s time me and my girl friend are planning on it in, June 2006 i have been single for many year’s 4 to be exact. Mainly because iam a single parent the financial situation iam not worried about because if your love each other you work together on issue’s that come up bill’s are what ever. Seen you are not getting married but in a sense you are except there is no marrage paper’s in some state like my state Alabama if some live’s with you 3 day’s are goes to church with you 1 time are order a magazine in your name 1 time it’s called common law marriage but in most case’s it only happen’s when a child is born between the two if you would like to check your state out go to your local court house they will have all the information you need on that. Now living together is good because i see more people staying together living together then people married why i have no idea but if there is a problem as you two cannot see eye to eye on thing’s and there no kid’s well you dont have to go threw a big divorce and that is that. There is never a promise thing’s will be like in the movie’s living happly ever after but it sure bet’s the heck out of being alone and taking a chance your soul-mate could find someone else. It sound’s like your scared at you have right to be but once you cross that bridge everthing will fall in line i say try it sometime’s it work’s out great but untill you try you will never know i do wish you both the best and a happy life together has long as you both shall live bless you alway’s. Good Luck.

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