January 23, 2009
How do I get my first credit card at age 30?
Vampie asked:
This question pertains to my sister actually who is 30 and has never had a credit card. She recently graduated with a BA so she is no longer a student and she is currently unemployed so there is no employer. She does have access to finances i.e. my parents, disability checks (she’s deaf) etc. Would she be able to get a credit card here in Canada even if a small limit? Im currently 21, a student with no job but I have a gold Visa and a Mastercard, totalling almost 20k in credit limit so I dont see why its so hard for her to get one. Any tips?
Filed under 1601 by
Comments on How do I get my first credit card at age 30?
Apply through her bank. If she has an account in good standing they will probably issue her one.
Yes, she needs to apply for one. She may have to get her parents to cosign at first.
Also, a store credit card is easier to get than a “major” credit card. If there is a particular store she shops at, she can apply for one and she should get approved (without a co-signer). She should buy a few things and pay the amount off in full. After a few months, she will have established a credit history and can get a major credit card (Visa, Mastercard, etc.)
Don’t get a credit card. If you can’t pay it don’t get it.
go to and apply there.
just lie about a job and her income credit card companies never check this info.it is a unsecured stated income credit application.they would never know and dont care